5 Smart Times to Redeem Frequent Flyer Miles Over Paying Cash
Following a spirited debate at Travelzoo on the best times to use miles versus cash for flights, we consulted our experts at The Points Guy. They share insightful advice on when redeeming miles delivers the biggest value over credit card payments. Here's Zach Honig, Editor-in-Chief at The Points Guy:
Frequent flyer miles aren't always the best choice for every booking. As detailed below, I strategically reserve mine for high-value redemptions while paying cash for others.
The decision is yours, but these expert tips can guide you. This summer, smart planning let me redeem just 60,000 AAdvantage miles for a Sydney-Abu Dhabi-Maldives itinerary, including the Etihad A380 apartment.
Here are the five ideal times to use miles instead of cash:
Last-Minute Domestic Flights
Domestic fares are often low enough that 25,000+ miles for a roundtrip doesn't pencil out—unless booking last-minute (days or hours ahead). Miles can slash exorbitant walk-up prices, and airlines frequently release more award space then, even if cash fares stay high.
International Business or First Class
Savvy travelers hoard miles for dream redemptions like Singapore or Cathay Pacific first class to the Maldives, or Aer Lingus/Swiss business to Europe. U.S. programs often let you book superior partner experiences with better seats, meals, and service.
No-Fuel-Surcharge Airlines
Avoid carriers like British Airways that pile on massive fuel surcharges—potentially hundreds of dollars atop tens of thousands of miles for economy. Opt for low- or no-surcharge programs; if fees apply, target premium cabins for the enhanced experience.
Flexible or Uncertain Travel Plans
Award tickets offer easy changes or cancellations for low fees (often free for elites), with miles redeposited. Paid nonrefundables? You're typically stuck with the loss.
Ample Miles but Limited Cash
If you have a surplus from work travel but tight budgets for hotels or cars, redeem at any value—or transfer to partners for those costs. Personal choice rules here.
About The Points Guy
Founded in 2010 by travel expert Brian Kelly, The Points Guy is the premier resource for tips, news, and guides on maximizing points and miles to save thousands on flights and travel.



